"I'm Late" from Alice in Wonderland
MARCH 2012 PORTLAND METRO REAL ESTATE UPDATE!!
Happy "Spring-Time" (if you come up from being under-water long enough to read this)! I'm so late with my March 2012 Portland Real Estate Update that it's actually April. All I can tell you is that moving all your documents, files, contacts, e-mails, contacts, photos, marketing materials and more while trying to learn a new computer operating system and carrying-on "business-as-usual" is not to be taken lightly! Buyer Beware!! But, I'm almost through the "eye of the needle" and I just thoug…
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"After Shock Song"
"After-Shocks": When Mortgage Debt is Cancelled
The Mortgage Forgiveness Relief Act of 2007 was passed by Congress to avoid additional financial hardship that some homeowners might experience due to a foreclosure or short sale. The law affects mortgage relief that occurs from January 1, 2007 to December 31, 2012.
The forgiveness is only applicable to taxpayers' principal residence and only acquisition debt used to buy, build or improve the home. The additional cash taken out when refinancing a home will not be eligible for the relief unless it is used for capital im…
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"Isn't it Ironic" - Alanis Morissette
Lending regulations continue to morph! We hope the purse-strings will relax a little without taking us back to the "no-holes-barred" lending our industry experienced during the boom times! I think we learned the hard way that having little or no restrictions is not healthy. However, the over-reaction of mortgage lenders has continued to stymie the real estate recovery (which, of course, affects the rest of the recovery).
So, what if you are interested in realizing some of the incredible real estate deals and super-low interest rates currently a…
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"New Beginning" - Ben Moon
So, why get pre-approved for your mortgage? Let me count the reasons!! One of the most important reasons is "confidence". It is for your benefit that you meet with a trusted mortgage broker and work out the details of your mortgage. It will alleviate the a lot of your financial angst about the process, make sure that you look at homes within your comfortable price range and give you an edge over the competition!
The pre-approval is an antidote to stress:
How much you can borrow. The amount decrease as interest rates rise.
Looking at the "Right…
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Billy Joel - "Honesty"
Contractor Stories...
Similar to Diogenes’ search for an honest man, homeowners want someone to do quality repairs at a fair price. The task appears reasonably easy but if you’ve ever tried to locate someone to fix something, you know just how difficult it is. Why is that, I ask??? I think it goes back to supply and demand plus a basic personality type that might opt for that type of work. If you need handyman, maintenance or renovation-type work completed, you need the contractor more than he/she may need you!
Finding a list o…
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Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com

