Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com
“Songs of Hope” – Mashup/Various Artists
Many people have gone through a Short-Sale or Foreclosure in the past several years in the Portland Oregon area (as well as throughout the country) and are under a false impression that they have to wait a decade or longer to buy again.
Here’s the reality on waiting periods:
Foreclosure - 3 years for FHA (Federal Housing Administration – a government backed loan) or Conventional financing, 2 years for VA (Veterans Administration – a government backed loan). There are some other benefits to FHA/VA financing that make these loans very attractive. Read more!
Short Sale - 2 years with 20% down or 3 years with minimum down FHA or Conventional financing. VA loans require just a 2 year wait with zero down.
Bankruptcy Chapter 7 - 2 years after discharge
Bankruptcy Chapter 13 - 1 year after discharge
If you had “extenuating circumstances” (medical or other unusual one-time event that caused default) and can prove it, then the waiting period may be reduced. All of above assumes that good credit has been re-established. As always, speaking with a mortgage professional (rather than just “assuming” you can’t get financing) would be the first step!!
About the Author | Janeese Jackson
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