Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com
“Complicated” by Landon Austin
The new 2,000-page financial reform bill has now been signed into law. What does this mean to the average consumer? I think only time will tell. Something has to be done but I wonder if anyone actually truly understands the ramifications? But, here are some of the immediate changes to personal finances:
1. FDIC insurance increase. The law makes the increase in the FDIC insurance limit to $250,000 permanent. The Dodd-Frank Act also provides unlimited FDIC insurance for noninterest-bearing transaction accounts in all banks effective on Dec. 31, 2010, and continuing through Dec. 31, 2012.
2. New consumer watchdog. The new Consumer Financial Protection Bureau (CFPB) will supersede all current regulatory authority for banks with assets over $10 billion, primarily for businesses that engage in mortgage origination, payday lending, debt collection, student lending and credit cards. Pinnacle will continue to be overseen by its current regulators.
3. More mortgage protections. The law requires lenders to verify borrowers’ income and assets. Interim home-appraisal rules will ensure appraiser independence.
4. Free credit score. Everyone is entitled to one free credit report a year from each of the three big credit bureaus, but now consumers also can see their credit score for free if it negatively affects them in a financial transaction or hiring decision.
5. Minimum/maximum credit charges. Merchants will be allowed to insist on a minimum purchase for any payment by credit card. Colleges and federal agencies will be allowed to set maximums for credit-card charges.
About the Author | Janeese Jackson
- More posts by Janeese Jackson