Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com
Regina Spektor covers Radiohead’s “No Surprises”.
Be careful out there!!! If you are in need of some counseling regarding a potential short sale (having to sell your home for less than is owed to the creditors), a foreclosure (the bank is taking ownership of the property) or attempting to engage in a loan modification (negotiating with the bank for new terms of an existing loan), please be very cautious as there are still a lot lot of “scammers” that try to prey on stressed homeowners. This is happening nationwide, as well as in the Portland Oregon real estate marketplace!
Many homeowners that are having difficulty making their monthly mortgage payments are being targeted by criminals who charge large upfront fees and falsely “guarantee” to rescue a home from foreclosure. In the worst cases, homeowners have become victims of identity theft or were tricked into signing away their ownership of a house.
- Try to deal only with lenders, businesses and other organizations you already know or that have been recommended.
- You don’t need to pay a lot of money for help or information. Lenders, loan servicers and legitimate housing counseling services generally won’t charge a fee to help with a loan modification.
- Make your mortgage payments directly to your lender or the mortgage servicer. Don’t let anyone convince you to send your payment elsewhere.
- Be especially suspicious of unsolicited offers that arrive via phone, e-mail or a knock on your door. Check with the Better Business Bureau or state consumer protection office.
- Try to read and understand any documents before you sign them. It may help to obtain advice from a lawyer or trusted financial advisor.
- If you think you’re already caught up in a scam, alert the proper authorities. You could start with the Federal Trade Commission (1-877-FTC-HELP or www.ftccomplaintassistant.gov ) and/or your state Attorney General (www.naag.org/attorneys_general ). Or call or write me for a referral to a real estate attorney.
- Web sites for help: www.nw.org or www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
On a similar note, for instance, I recently received a “2010 Property Tax Reduction Form” on official looking stationary. It states that “Property Tax Adjusters show that my property may be over-assessed for property tax purposes”. Well….yeahhhhh! All I have to do is send a fee of $189 (????) on or before a certain date and these kind souls “will prepare and submit all necessary documentation to the County Assessor’s Office and Assessment Appeals Board”. Well, they fail to mention that in the state of Oregon we have two different tax assessment levels. One is called the “market total” (usually closer to actual market value…even in today’s market) and “M50 Assessed Value” (the figure on which our taxes are currently based). So, unless your home is worth at or under this “M50 value”, your chances of getting your taxes lowered are slim. These are the kind of “surprises” no one needs!!!
About the Author | Janeese Jackson
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