Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com
Okay….getting a mortgage is definitely not the “loosey-goosey” program it used to be. You want a home or investment property and are afraid of the looming and blooming credit crunch? Be not afraid!
- Mortgages are pretty straight-forward. Not many options, so choices are simpler. You have 30-year fixed, 15-year fixed, a few ARMs (adjustable rate mortgages) and occasionally another option. But, the exotic loans of a few years ago are a thing of the past, so less confusion!
- Interest Rates are still VERY Low! How long will they last? I certainly don’t know.
- The new Good Faith Estimate guidelines (mostly) protect consumers. But, the fact is they will protect the consumer from sleasy loan officers. All fees are disclosed upfront and that amount must stay the same or you will be given up to 7 days to think about it!
- Tax Credit has been extended and EXPANDED! The tax credit for first time home buyers has been extended till April 30th and the repeat home buyer tax credit has implemented.
Change is hard, but the new direction will be good news to the mortgage industry and the consumer! Appraisers are under a lot of scrutiny, underwriting is a nightmare and if you get a loan you feel like you just got “vetted” for public office! But, all this new direction in the mortgage and housing industry will ultimately make for a saner housing market…..someday!!!!!
About the Author | Janeese Jackson
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