“It’s Hard out There for a Mortgage Broker”!
It’s a difficult time in the money-lending business and Portland Mortgage Brokers are not escaping! Man, I would not want to be in the business of trying to get loans approved right now. As if the real estate market needed MORE challenges, getting $$$ has become much more difficult. It started with condos and new regulations and has filtered throughout the lending world and impacts all property types. FHA paperwork has become amazingly more redundant and conventional financing demanding higher credit scores and/or more money down. As a buyer and self-employed small business owner, it has always been a trying process for me. So, I feel your pain. It almost becomes a full-time job getting all the reports, paperwork, verifications, letters of explanation and notes from your dead great-great-grandmother. It’s a wonder we don’t all lose our existing employment while trying to comply with the almost daily requests for additional information. Well, “it is what it is” for awhile I suspect. This is the pendulum swinging way too far the other way to compensate for years of “loosey-goosey” lending practices. I would definitely rely on your Real Estate Broker or the referral of a trusted friend or family member to connect with a reliable Mortgage Broker. Otherwise, a little patience, understanding and resiliency will help get us through the process. I often compare the loan and escrow process to childbirth, the memory fades and we have that second child (or get that next loan). It’s all good!
Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com

