It seems like an obvious statement, but whether it’s buying your first home or your move-up or move-down home in Portland, Oregon or elsewhere, deciding how much to spend on a home is often stressful. Many times it is dictated by how much a mortgage institution will lend you but often buyers have the conundrum of being allowed to borrow much more than they need. I have maintained since the beginnings of my real estate career in 1985 that it is less a matter of what you can afford and, rather, should be a matter of what you really need (both practically and aesthetically). There is no “right or wrong” answer to this real estate question as it is entirely a personal decision based on personal circumstances! There are different needs based on the stage of your life: single, single w/roommates, newly married, starting a family, family growth and empty nesters. Often, buyers purchase based on the “fantasy” of what their life is or might be and I always think it is much more prudent to determine your “real life” and make your choices. Remember, there are plenty of other ways to make real estate investments, like rental properties to plan for passive income in retirement or real estate properties to buy and hold or refurbish! It probably applies to all things, but in real estate I believe you should buy the least you can buy and still be happy!!!
Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com

