Moving forward, here’s a few ways to help a borrower short on cash:
1) ♥ When they buy, they will skip a month’s payment, keeping cash in pocket. For example, close in June and first payment won’t be due until August.
2) ♥ If they are a first-timer, they will be able to write off mortgage interest on their taxes (big write-off, consult your CPA). They should be able to raise their payroll exemptions and have less taxes taken out of paycheck, putting more in their pocket right now.
3) ♥ $8000 tax credit for most will mean no (or smaller) tax bill next April. Read number two about raising exemptions and getting a few hundred/month benefit right now.
4) ♥ Gifts from mom & dad. Many parents or relatives will help a family member get into a home. And, there are ways to work it out to keep everyone involved in the deal happy. Call me for details and ideas.
Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com


