Agent Profile
My job is service...service to you and your real estate transactions! How can you benefit from my 25 years of experience and expertise? What can I offer to make the process more productive?
* Current information on available housing...comparative and competitive market pricing and analysis
* Daily involvement in the local real estate marketplace.
* Thorough, comprehensive knowledge reflecting years of helping others complete their real estate business.
* Extensive network of professional resources to make the process as smooth as possible.
My commitment is to you! Being available to you...returning your calls...answering your questions...addressing your concerns...respecting your money...matching your timeline...meeting your expectations...helping accomplish your real estate goals!!
JANEESE JACKSON: 503-709-0802 or jj@janeesejackson.com
I See the Light!
February23
"I See the Light" from Tangled
Reprinted from ARA Content, with good information regarding light bulbs from one of my favorite mortgage brokers, Rodd Miller at Pacific Residential Mortgage. Who knew we'd need a guide for light bulbs?
Lumens, CFLs and LEDs: A light bulb guide for new regulations
(ARA) - You've probably been hearing the talk of federal light bulb regulations for years, but in January 2012, the talk will become reality, and these regulations will begin to take effect. While California residents began the transition in January 2011, the federally mandated phase-out of les…
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Cast of Glee sings "Taking Chances"
Risk Determines Rate
Regardless of what a lender quotes on mortgage rates, the actual rate paid by a borrower is based on a number of variables. Lenders determine whether to loan money and at what rate based on the risk involved with the transaction.
Factors that increase the risk that the loan will be repaid will proportionately increase the interest rate charged to the borrower. If the risk becomes too high, the loan will not be approved.
Loan amounts - conventional loans for more than the conforming limits set by Fannie Ma…
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Charley Pride - "Things are Looking UP"
FEBRUARY PORTLAND METRO REAL ESTATE UPDATE!!!!
With the holidays, Valentine’s Day (not to mention my birthday) behind us, we can look forward to the 2012 Real Estate Season!!! 2011 ended on a positive note and this year has definitely started off on another positive note. Closed sales experienced an 18.3% increase if you compare this January to the same month a year ago. These are the highest numbers for January since 2007 (remember, if you believe the statistics, March 2007 was the height of the market). The average time on t…
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"Sunny Day Real Estate"-Rain Song
By now, you've figure out that I'm "hot for real estate"!!! And, I'm particularly excited about investment real estate! I believe it makes an excellent addition and rounds out a financial portfolio that could include stocks, bonds, mutual funds, savings accounts, gold, your mattress and/or sock drawer!! So, how do you prepare to become a successful investor?
Keep in mind who might NOT be the best candidate. People who are not engaged in the process, fad followers who expect "easy money" or people who are "too busy". It takes a bit of time and e…
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"Getting to the Point" - Electric Light Orchestra
Deductible Is the Point :-)
To continue our week of blogs about real estate tax deductions...I wanted to "point out" that the term "points" refer to prepaid interest on a home mortgage and can be fully deductible by the buyer in the year paid if the right conditions exist. The points must be used to buy, build or improve a taxpayer's principal residence but not all fees charged by the lender are necessarily deductible.
According to IRS Publication 936, "The term 'points' is used to describe certain charges paid, or treated a…
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